A mortgage is more than a home loan

It enables a whole new life

What you get when you work with Guild.

Home financing customized to your specific needs and budget.

Your home loan should be as unique as you are. Get access to hundreds of loan options with the guidance to understand the best solution for your situation and the confidence to make a strong offer that sellers spring for.

Long-term guidance and support throughout the life of your loan and beyond.

After closing, you’ll receive complimentary home equity monitoring and mortgage reviews to ensure your loan still fits your life as your finances and the market changes over time.

Local expertise

With multiple offices in Albuquerque and other major New Mexico metros, we welcome you to come in for free in-person consultations in your own community. As one of top Mortgage lenders in New Mexico*, our goal is to build stronger communities through homeownership throughout the Land of Enchantment.

What you get when you work with Guild.

Home financing customized to your specific needs and budget.

Your home loan should be as unique as you are. Get access to hundreds of loan options with the guidance to understand the best solution for your situation and the confidence to make a strong offer that sellers spring for.

Long-term guidance and support throughout the life of your loan and beyond.

After closing, you’ll receive complimentary home equity monitoring and mortgage reviews to ensure your loan still fits your life as your finances and the market changes over time.

Local expertise

With multiple offices in Albuquerque and other major New Mexico metros, we welcome you to come in for free in-person consultations in your own community. As one of top Mortgage lenders in New Mexico*, our goal is to build stronger communities through homeownership throughout the Land of Enchantment.

Optional loan programs

Conventional

Credit scores as low as 620

3% down payment minimum

Primary residence or second/investment home options

FHA

Credit scores as low as 540**

3.5% down payment minimum and 0% down options

Primary homes and FHA-approved condos eligible

Manufactured homes

MH Advantage 3% down program

Modular, CrossMod and manufactured options

VA

For veterans, active military and their spouse's ​

Credit scores as low as 540​​

No down payment options available​​

Down payment assistance

State and local programs​

Can be paired with other loan options​​

Renovation loans

Conventional and FHA options​

Use future home value to finance improvements​​​