Guild Mortgage blogs
What’s a credit score?
What’s a credit score? Credit scores range from 300 to 850 and provide one way of measuring your likelihood to repay your debt. Credit reporting agencies analyze several factors to calculate your scores, such [...]
The five best home upgrades to increase home value
The five best home upgrades to increase home value Home upgrades can improve your home’s functionality, enhance storage and increase energy efficiency. There are advantages to having your home upgrades done by a professional or [...]
Mortgage application preparation: 7 things you should know
Mortgage application preparation: 7 things you should know When you’re in the market for a new home, it helps to understand what’s involved in the mortgage application process. We’ve assembled a list of seven things [...]
Top 5 essential questions to ask about HOA fees before buying a home
Top 5 essential questions to ask about HOA fees before buying a home In the United States, over half of homeowners live in communities with a homeowner association (HOA). So, if you’re looking to buy [...]
What’s a mortgage loan officer?
What’s a mortgage loan officer? Mortgage loan officers in real estate guide homebuyers through the home financing process and match you with the best home loan solution. They’re also sometimes called home loan advisors, mortgage [...]
How to winterize a sprinkler system and your home’s water pipes
How to winterize a sprinkler system and your home’s water pipes Learning how to winterize a sprinkler system and your home’s water pipes is essential if you live in an area where the temperature drops [...]
How do I get a VA loan?
How do I get a VA loan? VA loans benefit military veterans, service members, and eligible surviving spouses. These loans provide financing with no down payment options, higher debt-to-income ratios and lower interest rates than [...]
How to improve your home’s energy efficiency
How to improve your home’s energy efficiency According to the U.S. Department of Energy, up to 20% of what the average American spends yearly on electricity could be going to waste. Drafts, air leaks and [...]
Fall home maintenance checklist and tips: 8 important chores to tackle
Fall home maintenance checklist and tips: 8 important chores to tackle As leaves change color and days get colder, it can only mean one thing. Fall has arrived. For homeowners, the arrival of the new [...]
Open the door to homeownership with 3-2-1 Home Plus, a low down payment mortgage program
Open the door to homeownership with 3-2-1 Home Plus, a low down payment mortgage program Are you ready to start your homeownership journey but need down payment and credit score flexibility? You aren’t alone. [...]