Guild Mortgage blogs
How to choose the best mortgage loan for you
How to choose the best mortgage loan for you The first question prospective homebuyers often ask us is, “What is the best mortgage loan for me?” The answer? It depends. The needs and expectations of [...]
How to refinance your mortgage in 7 steps
How to refinance your mortgage in 7 steps Whether you’re refinancing your mortgage to lower your monthly payments or to make home improvements, educating yourself on the process can help it go smoothly. Plan ahead [...]
Why refinance a mortgage? 10 reasons to do it!
Why refinance a mortgage? 10 reasons to do it! Are you thinking about refinancing your mortgage? Even if your current loan payments are affordable or you’ve only been in your home for a few [...]
How does my credit score affect my ability to buy a home?
How does my credit score affect my ability to buy a home? If you’re thinking of becoming a homeowner, there’s more to consider than where you want to live and how many bedrooms you’ll [...]
How to calculate your mortgage payment
How to calculate your mortgage payment As a prospective homebuyer, it’s important to decide how much of your monthly income you can comfortably spend on your new home. Once you’ve figured out your ideal budget, [...]
What type of loan is best for home improvements?
What type of loan is best for home improvements? Dan Tharp, a Guild Mortgage loan officer in Sacramento, believes first-time homebuyers should get all the help they can. According to a recent interview with the balance, [...]
How to finance a fixer-upper
How to finance a fixer-upper Maybe you’ve found the perfect location, but the house needs improving. Maybe staying in your current (but outdated) home is what’s important. Either way, did you know you have options [...]
How to qualify for a renovation loan
How to qualify for a renovation loan Are you thinking about buying a fixer-upper, or looking to renovate your current home? A home renovation loan is a great finance option for new homebuyers and [...]
When is the best time to renovate your house?
When is the best time to renovate your house? Finding the perfect home can be difficult. Even if you are lucky enough to find the home that best suits you and your family, chances [...]
Closing costs: how to be prepared
Closing costs: how to be prepared Nobody likes to be caught off-guard, especially during a life-changing event like buying a new home. The good news is we’re here to help you prepare for one [...]