Guild Mortgage blogs
Watch out for these three problematic property types
Watch out for these three problematic property types When shopping on a budget, discount homes may be tempting, but if you’re not careful they may cost you your financing. When applying for a [...]
What is a temporary buydown and when does it make sense to get one?
What is a temporary buydown and when does it make sense to get one? Temporary buydowns are best for those who need to buy a new home now, but expect to have a [...]
How to buy a home if you have student loan debt?
How to buy a home if you have student loan debt? Homebuyers are waiting until their mid-thirties to take the plunge into homeownership. The majority of homeowners continue to be college graduates. How do [...]
How to write a winning real estate offer letter
How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent may recommend that you write a real estate offer letter [...]
What is mortgage insurance?
What is mortgage insurance? Mortgage insurance covers costs lost by the lender in case the borrower defaults. If you put less than 20% down, most loan programs will require you to buy mortgage insurance, [...]
Resources and Tools for First-Time Homebuyers: 10 Considerations
Resources and Tools for First-Time Homebuyers: 10 Considerations When you’re buying your first home, where do you go to find information, advice and tools to help guide you through the process? While there are plenty [...]
How to negotiate a house’s price
How to negotiate a house’s price Negotiating on a home’s price isn’t the same as haggling over art at a garage sale. The asking price is just the start. Here’s some info to help [...]
How condo financing is different from single-family homes
How condo financing is different from single-family homes Condos meet the needs for many homebuyers, including city-dwellers, empty-nesters, singles, and long-term renters ready to own. But condo financing one introduce some surprise requirements, [...]
How to get a better mortgage interest rate
How to get a better mortgage interest rate If you're wondering how to get the best mortgage rate, you've come to the right place. As you probably already know, a number of factors influence your [...]
How to get mortgage advice: 9 first-time home buyer tips
How to get mortgage advice: 9 first-time homebuyer tips Obtaining the right advice for first-time homebuyers is an integral part of getting into your first home. While buying your first home is an exciting experience, there’s a lot you need [...]