Guild Mortgage blogs
When is it worth it to refinance a mortgage?
When is it worth it to refinance a mortgage? Wondering when to refinance a mortgage? As a homeowner, there are specific times when refinancing may benefit you—such as when interest rates have fallen, if [...]
How to: Selling and buying a home at the same time
How to: Selling and buying a home at the same time Do you own a home but are looking to relocate to a new town, find a bigger place or retire and downsize? [...]
What’s underwriting in the mortgage process?
What's underwriting in the mortgage process? "Clear to close" may be the most popular three words of the homebuying journey. That's what you're waiting to hear after you submit your mortgage loan application. "Clear to [...]
What are closing costs?
What are closing costs? Closing on a new home is the last step in the mortgage loan process. With closing finalized, you’ll be handed the keys to your new home! In addition to your down [...]
Top 3 questions about buying a home with no money down
Top 3 questions about buying a home with no money down Homeownership is possible, even without a down payment. If you’re wondering if buying a home with no money down is right for you, we [...]
How to get pre-approved for a mortgage
How to get pre-approved for a mortgage Home shopping without a solid pre-approval is like taking a test without studying. Pre-approval gives you confidence in your ability to get a home loan before you start [...]
Conventional loans versus FHA loans
Conventional loans versus FHA loans Whether you’re considering refinancing your existing home or purchasing a new one, comparing loans side by side can help you weigh your choices. When applying for an affordable lending [...]
How to buy a condo
How to buy a condo If you’re considering taking advantage of low mortgage rates and becoming a homeowner, deciding what kind of home to buy is one of the first decisions you’ll make. [...]
What is an HOA? A beginner’s guide to homeowners associations
What is an HOA? A beginner's guide to homeowners associations Are you considering buying a home in a community with an HOA? According to HOA-USA, there are more than 350,000 HOAs, representing some 40 million [...]
Your guide to buying a fixer-upper
Your guide to buying a fixer-upper If you’d like a home with a lower purchase price or your budget doesn't allow you to purchase a home in near-perfect condition, you might consider a home [...]