Construction site

Building community since 1960

For nearly 60 years, Guild Mortgage has partnered with builders and worked toward a common goal—to make homebuyers happy.

We got our start as an exclusive lender for American Housing Guild and we’re proud of our builder roots. No other mortgage lender has our stability, experience and uncompromising focus on customer service.

We’ve got your back

Business people shaking hands
We’re an entrepreneurial company that has steadily grown to be one of the nation’s leading independent mortgage providers. We got here by focusing on our strengths: We’re thorough. We’re nimble. And we’re here to serve.
Partner with us and benefit from:
  • A dedicated team specifically trained in new construction transactions
  • Our proven track record of closing on time
  • A strong alliance—we service the majority of the loans we close and strive to be your lender for life
  • In-house processing and underwriting
  • Support and coaching for buyers
  • Integrated technology with personal service for an enhanced buying experience
When you build with Guild, you get more than just a lender, you get a partner that minds the details, so you don’t have to!

Programs for every buyer

We offer a wide array of loan options* individually tailored to your buyers’ needs.

In addition to conventional and government loans, our new construction loan programs offer you more financing options to sell more homes:

Builder Extended Rate Lock Program—secures the buyers’ interest rate up to 360 days while the home is being built.

StrongStart—is an exclusive program that allows a builder incentive to pay for the buyer’s interest up to the first five months while they are getting settled into their new home.

Conventional & FHA Solar Energy—offers buyers the opportunity to bundle the cost of solar into one loan after their home is built to increase their monthly savings while going green.

Conventional Pool Program—offers a buyer the ability to bundle the cost of adding a pool into one loan after their home has been built to dive right in.

Temporary Rate Buydowns—offer a lower interest rate to start. Help ease your buyers into their new monthly mortgage payment for the first few years while they settle in.

Builder Forward Commitments—are available to protect your investments and lock in a bulk commitment for your whole subdivision or development.

Builder LockNow and Sell—allows you to lock up to 5 commitments to help you move your completed inventory quickly with no upfront fee.

Standard loan programs include: FNMA, FHLMC, FHA, VA, USDA, Jumbo and Down Payment Assistance Programs

*Intended for builder industry professionals. Program availability and eligibility requirements vary. Borrower must meet eligibility requirements for loan program selected. Builder incentive participation may be required.

Guild Mortgage coast to coast**

More than 300 branches
with 5,000 employees
Blue shaded map of U.S. with New York being gray
**Guild Mortgage does not originate in New York.

Builder Services

Let’s build together

Contact us
Builders: With our roots in the builder community, we have a long history of partnering with builders like you. Get in touch to see how we can work together.
Lenders: Ready to take your business to the next level? Please visit us at www.guildmortgage.com/switchtoguild/
Builder Services
5887 Copley Drive, San Diego, CA 92111
E: [email protected]


    * = required

    Attn: Texas Applicants:

    Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

    The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov.

    Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

    All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.