debt-to-income Archives

How much can I afford when buying a home?

By Guild Mortgage|April 18th, 2025|Categories: Hot topics, Mortgage 101|Tags: closing cost, debt-to-income, down payment, homebuying, interest rate, monthly fees, mortgage|

How much can I afford when buying a home? When deciding how much you can afford when buying a home, you’ll have to factor in [...]

What is a good debt-to-income ratio for a mortgage?

By Guild Mortgage|March 28th, 2025|Categories: Mortgage 101, Products and Programs|Tags: credit score, customer education, debt, debt-to-income, DTI, first time homebuyer, Homebuyer, homebuyers, income, loan process, mortgage|

What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]

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