Guild Mortgage blogs
Who pays closing costs when you buy a home?
Who pays closing costs when you buy a home? Closing costs are expenses related to obtaining a mortgage and closing a home purchase or refinance. They’re separate from the sale price of the [...]
How much does pool maintenance cost?
How much does pool maintenance cost? Whether you’re purchasing a new home with a pool or building one after moving in, a backyard pool can be a great addition to your home. Swimming [...]
The homebuying process: 7 important things to consider
The homebuying process: 7 important things to consider By keeping these seven important considerations in mind, you’ll be better prepared for the homebuying process and ensure a smoother journey from pre-approval to closing. [...]
How much mortgage can I afford with my salary?
How much mortgage can I afford with my salary? Are you consistent with your rent payments? Do you have job security? Have you built credit history and improved your credit score? If so, now [...]
Homebuyer education courses: VA, HUD, and more
Homebuyer education courses: VA, HUD, and more If you’re ready to make the leap from renting to owning your own home, homebuyer education courses can help you prepare. You’ll learn what to expect when applying [...]
First-time homebuyer grants and down payment assistance
First-time homebuyer grants and down payment assistance With homebuyer grants and down payment assistance (DPA) programs, you could be a homeowner sooner than you think. Widely available through state and local government agencies [...]
What if my mortgage pre-approval expires?
What if my mortgage pre-approval expires? Mortgage pre-approval is a written commitment of how much you’re qualified to borrow to buy a home. In a competitive market, pre-approval can give you an advantage over [...]
How to become a homeowner
How to become a homeowner Are you counting down the days until you can become a first-time homeowner but aren’t sure where to begin? Before you start touring available homes, take time to [...]
An introduction to accessory dwelling units (ADU)
An introduction to accessory dwelling units (ADU) More homeowners across the country are choosing to add accessory dwelling units, or ADUs, to their properties than ever before. Freddie Mac recently identified a total [...]
How to find a real estate agent
How to find a real estate agent With the expertise to guide you through every stage of the buying and selling process, real estate professionals make a complex process easier. But with more [...]