Guild Mortgage blogs
How does my credit score affect my ability to buy a home?
How does my credit score affect my ability to buy a home? If you’re thinking of becoming a homeowner, there’s more to consider than where you want to live and how many bedrooms you’ll [...]
How to calculate your mortgage payment
How to calculate your mortgage payment As a prospective homebuyer, it’s important to decide how much of your monthly income you can comfortably spend on your new home. Once you’ve figured out your ideal budget, [...]
What type of loan is best for home improvements?
What type of loan is best for home improvements? Dan Tharp, a Guild Mortgage loan officer in Sacramento, believes first-time homebuyers should get all the help they can. According to a recent interview with the balance, [...]
How to finance a fixer-upper
How to finance a fixer-upper Maybe you’ve found the perfect location, but the house needs improving. Maybe staying in your current (but outdated) home is what’s important. Either way, did you know you have options [...]
How to qualify for a renovation loan
How to qualify for a renovation loan Are you thinking about buying a fixer-upper, or looking to renovate your current home? A home renovation loan is a great finance option for new homebuyers and [...]
When is the best time to renovate your house?
When is the best time to renovate your house? Finding the perfect home can be difficult. Even if you are lucky enough to find the home that best suits you and your family, chances [...]
Closing costs: how to be prepared
Closing costs: how to be prepared Nobody likes to be caught off-guard, especially during a life-changing event like buying a new home. The good news is we’re here to help you prepare for one [...]
Home offers with earnest money: protect your chances
Home offers with earnest money: protect your chances Are you looking at a home in a competitive market or are you in danger of losing your bid to another buyer? You may think that [...]
Home appraisals: 7 commonly asked questions
Home appraisals: 7 commonly asked questions When we work with first-time homebuyers, they understandably have a lot of questions, especially once they’re ready to make an offer. There are often misperceptions surrounding home appraisals [...]
Mortgage preapproval: What you need to know
Mortgage preapproval: What you need to know Do you know what the first step is after making the decision to purchase a new home? It’s not finding a real estate agent, or even starting an [...]