Guild Mortgage blogs
Mortgage lending options: How much mortgage can I afford?
Mortgage lending options: How much mortgage can I afford? Are you aspiring to own a home within your budget and wondering "how much mortgage can I afford?" Don’t worry; there is a right loan [...]
Buying a home with no down payment: Is it right for you?
Buying a home with no down payment: Is it right for you? While some financial experts recommend a down payment of up to twenty percent, whether you can afford a home is not only [...]
The advantages of buying a home with a USDA loan
The advantages of buying a home with a USDA loan A USDA loan is a mortgage loan backed by the U.S. Department of Agriculture (USDA). The USDA loan program is also known as the [...]
Jumbo mortgage loans: Common questions
Jumbo mortgage loans: Common questions Do you live in an area with high housing costs, or are you in the market for a luxury home? When you finance an expensive property, Jumbo mortgage loans [...]
Mortgage related words: Know the lingo
Mortgage related words: Know the lingo As your guide through one of life’s most important purchases, we’re committed to keeping communication open and understandable. You’ll see and hear a lot of new mortgage [...]
How your home’s location affects your loan
How your home’s location affects your loan Are you having trouble finding a home? The location you choose may affect more than you think. If you prioritize what’s most important to you, and avoid [...]
ARM vs. fixed rate mortgages: What’s the difference?
ARM vs. fixed rate mortgages: What’s the difference? Have you done your homework on choosing the best mortgage for your situation, but still aren’t sure on the difference between an ARM and a fixed-rate [...]
How to choose the best mortgage loan for you
How to choose the best mortgage loan for you The first question prospective homebuyers often ask us is, “What is the best mortgage loan for me?” The answer? It depends. The needs and expectations of [...]
How to refinance your mortgage in 7 steps
How to refinance your mortgage in 7 steps Whether you’re refinancing your mortgage to lower your monthly payments or to make home improvements, educating yourself on the process can help it go smoothly. Plan ahead [...]
Why refinance a mortgage? 10 reasons to do it!
Why refinance a mortgage? 10 reasons to do it! Are you thinking about refinancing your mortgage? Even if your current loan payments are affordable or you’ve only been in your home for a few [...]