Guild Mortgage blogs

First-time homebuyer qualifications Did you know that even if you’ve owned a home before, you might still qualify for first-time homebuyer (FTHB) mortgage programs? If you have questions about the “who, what and where” [...]

10 tips on how to get a mortgage with low credit If you’re in the market for a new home and have a low credit score, you might be worried about getting a loan. [...]

Is a 20% down payment needed to purchase a home? If you’re in the market for a home you’ve likely heard that you need to save twenty percent for a down payment before you can [...]

Getting a mortgage with a high-debt-to-income ratio Are you considering buying a home but aren’t sure if it’s possible with your student loan, car payment or other debts? Getting a mortgage with existing debt or [...]

Mortgage lending options: How much mortgage can I afford? Are you aspiring to own a home within your budget and wondering "how much mortgage can I afford?" Don’t worry; there is a right loan [...]

Buying a home with no down payment: Is it right for you? While some financial experts recommend a down payment of up to twenty percent, whether you can afford a home is not only [...]

Jumbo mortgage loans: Common questions Do you live in an area with high housing costs, or are you in the market for a luxury home? When you finance an expensive property, Jumbo mortgage loans [...]