Guild Mortgage blogs

VA home loan eligibility: Certification and requirements For seven decades, VA loans, also known as Veterans Affairs mortgages, have offered a lifeline for military borrowers. Over twenty million veterans have taken advantage of this [...]

How do my property taxes get paid? If you’re a first-time homebuyer, you may not be familiar with the ins and outs of property taxes and how they get paid. Although there are places [...]

How to calculate a debt-to-income ratio for a mortgage Buying a home is sure to be one of the most significant purchases you and your family will ever make. That’s exactly why it’s [...]

Conforming vs. Non-conforming loan. What's the difference? Explore the differences between Conforming and Non-conforming loans with this helpful guide. What is a conforming loan? A Conforming loan is a non-government loan that [...]

Real estate terms: top ten terms to know when buying a home Do you know the difference between an appraisal and an inspection? What about a buyer’s agent and a seller’s agent? The real [...]

First-time homebuyer qualifications Did you know that even if you’ve owned a home before, you might still qualify for first-time homebuyer (FTHB) mortgage programs? If you have questions about the “who, what and where” [...]

10 tips on how to get a mortgage with low credit If you’re in the market for a new home and have a low credit score, you might be worried about getting a loan. [...]

Is a 20% down payment needed to purchase a home? If you’re in the market for a home you’ve likely heard that you need to save twenty percent for a down payment before you can [...]

Getting a mortgage with a high-debt-to-income ratio Are you considering buying a home but aren’t sure if it’s possible with your student loan, car payment or other debts? Getting a mortgage with existing debt or [...]