Guild Mortgage blogs
How to write a winning real estate offer letter
How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent may recommend that you write a real estate offer letter [...]
What is mortgage insurance?
What is mortgage insurance? Mortgage insurance covers costs lost by the lender in case the borrower defaults. If you put less than 20% down, most loan programs will require you to buy mortgage insurance, [...]
Resources and Tools for First-Time Homebuyers: 10 Considerations
Resources and Tools for First-Time Homebuyers: 10 Considerations When you’re buying your first home, where do you go to find information, advice and tools to help guide you through the process? While there are plenty [...]
How to negotiate a house’s price
How to negotiate a house’s price Negotiating on a home’s price isn’t the same as haggling over art at a garage sale. The asking price is just the start. Here’s some info to help [...]
How condo financing is different from single-family homes
How condo financing is different from single-family homes Condos meet the needs for many homebuyers, including city-dwellers, empty-nesters, singles, and long-term renters ready to own. But condo financing one introduce some surprise requirements, [...]
How to get a better mortgage interest rate
How to get a better mortgage interest rate If you're wondering how to get the best mortgage rate, you've come to the right place. As you probably already know, a number of factors influence your [...]
How to get mortgage advice: 9 first-time home buyer tips
How to get mortgage advice: 9 first-time homebuyer tips Obtaining the right advice for first-time homebuyers is an integral part of getting into your first home. While buying your first home is an exciting experience, there’s a lot you need [...]
Renting vs. Buying a Home: Should you rent or buy a home?
Renting vs. Buying a Home: Should you rent or buy a home? Are you stuck in the renting vs. buying a home decision-making process? Although your final choice will have financial implications, money isn’t [...]
VA loan benefits and FAQs about funding fees
VA loan benefits and FAQs about funding fees If you’re a veteran thinking of taking advantage of VA loan benefits, you’re not alone. There are many great reasons why over a half-million veterans, active military, [...]
VA loan interest rates and determining home affordability
VA loan interest rates and determining home affordability Veterans are more likely to be homeowners than the non-veteran population. According to Trulia, this is thanks in part to low VA loan interest rates and [...]