Guild Mortgage blogs
How Guild is creating a new norm with eClosings and Digital Mortgages
How Guild is creating a new norm with eClosings and Digital Mortgages Today, almost every step required to purchase a home can be completed online. Many homebuyers start their home search virtually, while [...]
Refinancing your home: the benefits, pros and cons
Refinancing your home: the benefits, pros and cons Even if your current home loan payments are affordable, there are many reasons to choose to refinance. Whether you need cash to pay essential expenses or would [...]
Watch out for these three problematic property types
Watch out for these three problematic property types When shopping on a budget, discount homes may be tempting, but if you’re not careful they may cost you your financing. When applying for a [...]
What is a temporary buydown and when does it make sense to get one?
What is a temporary buydown and when does it make sense to get one? Temporary buydowns are best for those who need to buy a new home now, but expect to have a [...]
How to buy a home if you have student loan debt?
How to buy a home if you have student loan debt? Homebuyers are waiting until their mid-thirties to take the plunge into homeownership. The majority of homeowners continue to be college graduates. How do [...]
How to write a winning real estate offer letter
How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent may recommend that you write a real estate offer letter [...]
What is mortgage insurance?
What is mortgage insurance? Mortgage insurance covers costs lost by the lender in case the borrower defaults. If you put less than 20% down, most loan programs will require you to buy mortgage insurance, [...]
Resources and Tools for First-Time Homebuyers: 10 Considerations
Resources and Tools for First-Time Homebuyers: 10 Considerations When you’re buying your first home, where do you go to find information, advice and tools to help guide you through the process? While there are plenty [...]
How to negotiate a house’s price
How to negotiate a house’s price Negotiating on a home’s price isn’t the same as haggling over art at a garage sale. The asking price is just the start. Here’s some info to help [...]
How condo financing is different from single-family homes
How condo financing is different from single-family homes Condos meet the needs for many homebuyers, including city-dwellers, empty-nesters, singles, and long-term renters ready to own. But condo financing one introduce some surprise requirements, [...]