Guild Mortgage blogs
The best time to buy a home
The best time to buy a home Just like the changing leaves of autumn and rising temperatures of summer, real estate follows seasonal trends. If you’re in the market for a new home, there [...]
How to buy a home if you owe taxes
How to buy a home if you owe taxes If you’re in the market to buy a home while dealing with unpaid taxes, you might be wondering if your tax debt will affect [...]
What does a mortgage loan officer’s assistant do?
What does a mortgage loan officer's assistant do? When you purchase a home, your first point of contact is most likely a Loan Officer, who will help you learn about your financing options, help [...]
Is an FHA 203k loan for you?
Is an FHA 203k loan for you? Whether you're looking to make some modest updates to your kitchen, or a major overhaul to a home in severe need of modernization, home renovation allows you [...]
What is a mortgage LE?
What is a mortgage LE? For most Americans, the third of October in 2015 was just another ordinary day, no different than any other. But for lenders, as well as people applying for a [...]
What is the difference between an appraisal and an assessment?
What is the difference between an appraisal and an assessment? Real estate is filled with terms that sound similar but mean slightly different things. Take ‘appraisal’ and ‘assessment’ for example. While these do share [...]
What does a mortgage closer do?
What does a mortgage closer do? After your loan is approved by the Underwriter, it moves to the Mortgage Closer. At this point the loan is approaching the finish line! In this final step, [...]
Energy-efficient homes
Energy-efficient homes From recycling bottles and cans to hanging clothes to dry, there are many ways to make the world a little greener every day. Simple steps like these can make a difference in [...]
How much money should you save before buying a home?
How much money should you save before buying a home? Before browsing online listings, creating a budget for homebuying expenses is an excellent way to determine how much you should save for a home purchase. [...]
The difference between pre-approval and pre-qualification
The difference between pre-approval and pre-qualification If you’re considering buying a home, it’s helpful to understand that pre-approval is not the same as pre-qualification. While they’re both levels of approval, there are key [...]