What is LTV or loan-to-value ratio on a mortgage?
What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this [...]
What is a down payment?
What is a down payment? A down payment on a house is a portion of your home purchase price that you pay up front. If [...]
Top 5 FAQs regarding equity in a home
Top 5 FAQs regarding equity in a home Are you a renter weighing the rent-vs-buy decision? Renting has its advantages. For example, renters have [...]
5 tax benefits of buying a home
5 tax benefits of buying a home The tax benefits of buying a home are one of the many advantages of homeownership vs. renting. [...]
Mortgage help programs and assistance
Mortgage help programs and assistance We recognize that, while COVID-19 has impacted all our daily lives and habits, it may have far-reaching consequences in [...]
How Guild is creating a new norm with eClosings and Digital Mortgages
How Guild is creating a new norm with eClosings and Digital Mortgages Today, almost every step required to purchase a home can be [...]
Refinancing your home: the benefits, pros and cons
Refinancing your home: the benefits, pros and cons Even if your current home loan payments are affordable, there are many reasons to choose to refinance. [...]
What is a temporary buydown and when does it make sense to get one?
What is a temporary buydown and when does it make sense to get one? Temporary buydowns are best for those who need to [...]
How to write a winning real estate offer letter
How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent [...]
What is mortgage insurance?
What is mortgage insurance? Mortgage insurance covers costs lost by the lender in case the borrower defaults. If you put less than 20% down, [...]