How many times your credit is checked for a mortgage application
Understanding how many times your credit is checked for a mortgage application Learn more about credit checks before starting your home search, so [...]
What is warranty of title?
Warranty of title When buying a home, you may encounter mortgage and real estate terms that are unfamiliar. Warranty of title is a valuable term [...]
What happens when you pay off your mortgage
What happens when you pay off your mortgage? Are you getting close to paying off your mortgage? Congratulations, what a significant achievement in the [...]
Explained: The term escrow has multiple meanings
The term escrow has multiple meanings Have you ever driven by a home for sale in your neighborhood and noticed the realtor’s sign changed from [...]
Guide to buying a house as an unmarried couple
Buying a home as an unmarried couple Do low interest rates have you wondering if now is the right time to buy? From building home [...]
What is Proof of Funds?
What’s a Proof of Funds letter? Have you been asked to provide Proof of Funds but aren’t sure what funds qualify or where to get [...]
What is appraisal contingency?
What’s an appraisal contingency? Contingencies are common when buying a home. They just mean that certain conditions must be met by either the buyer [...]
What does approved with conditions mean?
Approved with conditions After mortgage pre-approval and contract acceptance, your loan is submitted to processing and underwriting. Before you get final approval, your loan [...]
What are seller concessions?
What are seller concessions? As a homebuyer, you're probably aware that you can negotiate your home's sale price. Did you know you can also negotiate [...]
Can you buy a house without a realtor?
Buying a home without a real estate agent While there’s no requirement to buy a home with a real estate agent, there are many benefits [...]