Guild Mortgage blogs
Should you make repairs before you sell?
Should you make repairs before you sell? When you’re deciding to sell your home, you want to ensure you’re getting the best bang for your buck. It’s true that if you make repairs before you [...]
What is a good debt-to-income ratio for a mortgage?
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies use to determine how much you’ll be able to afford. [...]
Do lenders charge to run your credit report?
Do lenders charge to run your credit report? Yes, here’s why. When you apply for a mortgage, your lender will check your credit to assess your financial history and determine loan eligibility. But does it [...]
Your guide to buying a beach home: pros, cons and tips
Your guide to buying a beach home: pros, cons and tips Owning a beach home sounds like the ultimate dream—waking up to the sound of waves, stepping onto your balcony with a fresh cup of [...]
6 ways family members can help you get a mortgage
6 ways family members can help you get a mortgage Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms of assistance to finance your purchase. For first-time buyers, this [...]
Is it still a good time to buy a house?
Is it still a good time to buy a house? Whether it's a good time to buy a house depends on your circumstances and financial readiness. Consider your job security, down payment savings, credit score [...]
Should you take a second look at that fixer-upper?
Should you take a second look at that fixer-upper? Buying a fixer-upper home that needs repairs could make homeownership more affordable, and there’s even renovation loans available to help with that too, but it’s important [...]
Conventional loans versus FHA loans
Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers with lower credit scores and smaller down payments, requiring monthly [...]
6 obstacles to homeownership—and how to overcome them
6 obstacles to homeownership—and how to overcome them Americans still want to buy a house, but over three-fourths say they’ve encountered obstacles.* A higher cost of living, saving for a down payment, insufficient income and [...]
Should you put your home in a trust?
Should you put your home in a trust? Why put your home in a trust? Placing your home in a trust can make things easier for your loved ones if you pass away. When your [...]