Guild Mortgage blogs
How to save for a down payment and an emergency fund
How to save for a down payment and an emergency fund Saving for a down payment and an emergency fund are both important financial goals. While a down payment can help you become a homeowner [...]
How home insurance rates affect your mortgage payment
How home insurance rates affect your mortgage payment Higher home insurance rates can contribute to higher mortgage payments. When you take out a mortgage, your lender usually requires you to have home insurance [...]
How to buy a home with little or no down payment
How to buy a home with little or no down payment Buying a home with no down payment may sound too good to be true, but it is possible, depending on the loan [...]
What happens to mortgage rates when the Federal Reserve lowers or raises interest rates
What happens to mortgage rates when the Federal Reserve lowers or raises interest rates If you’ve been keeping an eye on mortgage rates, you’ve probably noticed they’re heavily influenced by what the Federal [...]
How is condo financing different from a mortgage on a house?
How is condo financing different from a mortgage on a house? In contrast to buying a single-family home, condo financing has a few distinct differences due to the shared nature of the space, which [...]
What funds can be used for a down payment?
What funds can be used for a down payment? Buying a home is a huge milestone but saving for a down payment – that can feel like a major hurdle. The good news? There [...]
How community lending programs open the door to homeownership
How community lending programs open the door to homeownership Did you know 86% of renters say they cannot afford to buy a home? Often, traditional mortgage options might seem out of reach, but here’s [...]
How is a mortgage different from other types of loans?
How is a mortgage different from other types of loans? Whether you're planning to buy a home, finance a new car, or need some cash in a pinch, many different types of loans help [...]
Common mortgage scams and how to avoid them
Common mortgage scams and how to avoid them The mortgage process is an exciting step toward achieving your future dreams, but as you navigate this experience, it's wise to be on the lookout for scammers [...]
What is a co-borrower on a mortgage?
What is a co-borrower on a mortgage? In simple terms, a co-borrower is someone who applies for a loan along with the primary borrower and shares the repayment responsibilities. In this blog, we'll review both [...]